<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META http-equiv=Content-Type content="text/html; = charset=iso-8859-1"> <META content="MSHTML 6.00.2600.0" name=GENERATOR> <STYLE></STYLE> </HEAD> <BODY bgColor=#ffffff> <DIV><FONT size=2>In California, the Kaiser system is pretty good = considering the alternatives.  Independent programs are more expensive than = corporate (self-employment screw job again), but not totally unreasonable.  = For myself, wife and two children, with a Delta Dental program, we pay about = $500.00 per month.  We get discounts on medicines and doctor visits cost = $15.00 flat.  Kaiser is non-profit (the only type of HMO I would deal = with).  It is not perfect, but what is these days.  </FONT></DIV> <DIV><FONT size=2></FONT> </DIV> <DIV><FONT size=2>David Love</FONT></DIV> <BLOCKQUOTE style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; = BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px"> <DIV style="FONT: 10pt arial">----- Original Message ----- </DIV> <DIV style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: = black"><B>From:</B> <A title=Erwinspiano@AOL.COM href="mailto:Erwinspiano@AOL.COM">Erwinspiano@AOL.COM</A> </DIV> <DIV style="FONT: 10pt arial"><B>To:</B> <A = title=pianotech@ptg.org href="mailto:pianotech@ptg.org">pianotech@ptg.org</A> </DIV> <DIV style="FONT: 10pt arial"><B>Sent:</B> April 12, 2002 8:56 = PM</DIV> <DIV style="FONT: 10pt arial"><B>Subject:</B> Re: Health/Medical = Insurance for Piano Techs?</DIV> <DIV><BR></DIV><FONT face=arial,helvetica><FONT lang=0 face="Times New Roman Greek" color=#000040 size=3 = FAMILY="SERIF"><I>In a message dated 4/12/2002 10:06:01 AM Pacific Standard Time, <A href="mailto:Pianotoone@AOL.COM">Pianotoone@AOL.COM</A> writes:<BR><BR></FONT><FONT lang=0 style="BACKGROUND-COLOR: = #ffffff" face=Arial color=#000000 size=2 FAMILY="SANSSERIF"></I><BR> <BLOCKQUOTE style="PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #0000ff 2px = solid; MARGIN-RIGHT: 0px" TYPE="CITE">Subj:<B>Re: Health/Medical Insurance for Piano Techs? </B><BR>Date:4/12/2002 10:06:01 AM Pacific Standard Time<BR>From:<A = href="mailto:Pianotoone@AOL.COM">Pianotoone@AOL.COM</A></FONT><FONT = lang=0 style="BACKGROUND-COLOR: #ffffff" face=Arial color=#000040 = size=2 FAMILY="SANSSERIF"><BR>Reply-to:<A href="mailto:pianotech@ptg.org">pianotech@ptg.org</A></FONT><FONT = lang=0 style="BACKGROUND-COLOR: #ffffff" face=Arial color=#000040 = size=2 FAMILY="SANSSERIF"><BR>To:<A href="mailto:pianotech@ptg.org">pianotech@ptg.org</A></FONT><FONT = lang=0 style="BACKGROUND-COLOR: #ffffff" face=Arial color=#000040 = size=2 FAMILY="SANSSERIF"><BR><I>Sent from the Internet = </I><BR><BR></FONT><FONT lang=0 style="BACKGROUND-COLOR: #ffffff" face=Arial = color=#000000 size=2 FAMILY="SANSSERIF"> <BLOCKQUOTE style="PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #0000ff = 2px solid; MARGIN-RIGHT: 0px" TYPE="CITE"><BR></BLOCKQUOTE>  Hi Dick</FONT><FONT lang=0 style="BACKGROUND-COLOR: #ffffff" face=Arial color=#000000 = size=2 FAMILY="SANSSERIF"></BLOCKQUOTE><BR><BR></FONT><FONT lang=0 style="BACKGROUND-COLOR: #ffffff" face="Times New Roman Greek" = color=#000040 size=3 = FAMILY="SERIF"><I>        &nbsp= ;   Does this cover the Dr. fees such as surgeryfollow up care. How = extensive is it without reading the fine print? And if I may ask How lod are you. = I'm 48 with wife and teenagers to cover.<BR>         = Tnaks----Dale Erwin</FONT><FONT lang=0 style="BACKGROUND-COLOR: #ffffff" = face=Arial color=#000000 size=2 FAMILY="SANSSERIF"></I><BR></FONT><FONT = lang=0 style="BACKGROUND-COLOR: #ffffff" face=Arial color=#000000 = size=2 FAMILY="SANSSERIF"><BR></FONT><FONT lang=0 = style="BACKGROUND-COLOR: #ffffff" face="Times New Roman Greek" color=#000040 size=3 = FAMILY="SERIF"> <BLOCKQUOTE style="PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #0000ff 2px = solid; MARGIN-RIGHT: 0px" TYPE="CITE"><I><BR>I wasa able to get health insurance throu Blue = Cross and Blue Shield.  It only covers hospital stay, but that is 100% coverage.  I find that I can pretty well cover Dr calls out of = pocket but a multi thousand dollar hospital stay is nice to have protected.<BR><BR>This insurance cost me $114./month<BR><BR>Dick Day<BR>Marshall </BLOCKQUOTE><BR><BR></BLOCKQUOTE></I></FONT></FONT></BODY></HTML>