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<DIV><FONT face=Arial size=2>Zero debt of any kind other =
than the mortgage,
(which we over-pay every month on a 15 yr fixed). All this while =
building
a 2,000 SqFt piano restoration shop with cash. =
Nope, <U>NOT</U> Mr.
Money bags here. Just learned young that debt is a very bad thing =
and you
really <U>can</U> work miracles if you save, invest, save, invest, save, =
and
burn all credit cards. Of course it requires working 14 hrs a =
day and
some occasional side deals buying and selling pianos. Don't =
have much
of a life though!! Hopefully that will begin to change in another =
couple
years or so.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>Rob Goodale, RPT</FONT></DIV>
<DIV><FONT face=Arial size=2>Las Vegas, NV</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
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<DIV style="FONT: 10pt arial">----- Original Message -----</DIV>
<DIV
style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: =
black"><B>From:</B>
<A title=cedel@supernet.com href="mailto:cedel@supernet.com">Clyde =
Hollinger</A> </DIV>
<DIV style="FONT: 10pt arial"><B>To:</B> <A =
title=pianotech@ptg.org
href="mailto:pianotech@ptg.org">Pianotech</A> </DIV>
<DIV style="FONT: 10pt arial"> </DIV>
<DIV style="FONT: 10pt arial">I heard a financial advisor tell the =
story of
trying to help a client with $600,000 of consumer debt. Through =
an
unexpected turn of events, she now had to get by on an income of only =
a
million per year. Could *you* be debt-free if you made so little =
money?! On the other hand, neighbors of mine keep their bills =
paid
living on social security of $900/month. </DIV>
<P><FONT size=2>Some people definitely live in poverty, but for the =
rest of
us, it's not how much we make; it's learning and applying good money
management. I understand the average household continuously pays =
interest on $7,000-$9,000 of credit card debt. That's about =
$1,000 of
after-tax money down the tube, year after year after year.... =
Yes, I was
there, for a brief time many years ago, but not anymore. You can =
escape.</FONT> </P></BLOCKQUOTE></BODY></HTML>