<HTML>In a message dated 1/31/03 3:41:29 PM Central Standard Time, mcpiano@globetrotter.net writes: <BLOCKQUOTE TYPE=CITE style="BORDER-LEFT: #0000ff 2px solid; MARGIN-LEFT: 5px; MARGIN-RIGHT: 0px; PADDING-LEFT: 5px">The problem I see is that they probably ?? have a new value replacement clause in their insurance policy. Now if the pianos only need cleaning, Why would I total them? This is a question of honesty. Plus, I've been hired by the claim adjuster co. Of course I would like the college to get all brand new pianos, but this ain't my kind of lie. Marcel </BLOCKQUOTE> Marcel Please read my post on this. A fire can cause a lot more damage, even to the inside of a vertical piano, than it looks like. Wim </HTML>