<html> <head> <META HTTP-EQUIV="Content-Type" CONTENT="text/html; = charset=US-ASCII"> <meta name=Generator content="Microsoft Word 11 (filtered)"> <style>  </style> </head> <body lang=EN-US link=blue vlink=purple> <div class=Section1> <p class=MsoNormal><font size=3 color=blue face="Calisto = MT"><span style='font-size:12.0pt;font-family:"Calisto MT";color:blue'>Hello = everyone,</span></font></p> <p class=MsoNormal><font size=3 color=blue face="Calisto = MT"><span style='font-size:12.0pt;font-family:"Calisto MT";color:blue'>I think = it is important to remember that insurance benefits, as well as restrictions, = vary greatly from to state.  What State Farm, or any company, for that = matter does in one state may be very different from how their policies read in = another state.  That is one of the challenges with writing a policy to = cover everyone in the entire organization.  It might very will be that the best = deal can be secured on an individual basis.  However, make sure that the = details of the policy are as good, if not better than what we’ve been offered in = the past.  I hope we can find a good solution to this = problem.</span></font></p> <p class=MsoNormal><font size=3 color=blue face="Calisto = MT"><span style='font-size:12.0pt;font-family:"Calisto = MT";color:blue'>jeannie</span></font></p> <p class=MsoNormal><font size=3 color=blue face="Calisto = MT"><span style='font-size:12.0pt;font-family:"Calisto = MT";color:blue'> </span></font></p> <div> <p class=MsoNormal><font size=2 color=blue face="Copperplate = Gothic Light"><span style='font-size:10.0pt;font-family:"Copperplate Gothic = Light";color:blue'>Jeannie Grassi, RPT</span></font></p> <p class=MsoNormal><font size=2 color=blue face="Copperplate = Gothic Light"><span style='font-size:10.0pt;font-family:"Copperplate Gothic = Light";color:blue'>Assistant Editor, Piano Technicians Journal</span></font></p> <p class=MsoNormal><font size=3 color=blue face="Times New = Roman"><span style='font-size:12.0pt;color:blue'><a = href="mailto:jcgrassi@earthlink.net"><font size=2 face="Copperplate Gothic Light"><span = style='font-size:10.0pt; font-family:"Copperplate Gothic = Light"'>mailto:jcgrassi@earthlink.net</span></font></a></span></font></p>= </div> <p class=MsoNormal><font size=3 color=blue face="Calisto = MT"><span style='font-size:12.0pt;font-family:"Calisto = MT";color:blue'> </span></font></p> <div> <div class=MsoNormal align=center = style='margin-left:.5in;text-align:center'><font size=3 face="Times New Roman"><span style='font-size:12.0pt'> <hr size=3 width="100%" align=center tabindex=-1> </span></font></div> <p class=MsoNormal style='margin-left:.5in'><b><font size=2 = face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma;font-weight:bold'>From:</spa= n></font></b><font size=2 face=Tahoma><span = style='font-size:10.0pt;font-family:Tahoma'> pianotech-bounces@ptg.org [mailto:pianotech-bounces@ptg.org] <b><span = style='font-weight:bold'>On Behalf Of </span></b>Mark Potter<br> <b><span style='font-weight:bold'>Sent:</span></b> Tuesday, September = 20, 2005 3:55 AM<br> <b><span style='font-weight:bold'>To:</span></b> Pianotech<br> <b><span style='font-weight:bold'>Subject:</span></b> Re: Business = Insurance</span></font></p> </div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'> </span></font></p> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>Terry -</span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'> </span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>I had State Farm for business insurance for = quite a few years, until they informed me about 4 years ago that they were no = longer writing policies for small businesses like ours.  I have been with = Zurich since then.  Trouble is, State Farm was about $200/yr.  Zurich = is $500/yr.  I have not had any luck finding a cheaper = alternative.</span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'> </span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>Mark Potter<br> <br> <b><i><span style='font-weight:bold;font-style:italic'>Farrell <mfarrel2@tampabay.rr.com></span></i></b> wrote:</span></font></p> </div> <blockquote style='border:none;border-left:solid #1010FF = 1.5pt;padding:0in 0in 0in 3.0pt; margin-left:3.0pt;margin-top:5.0pt;margin-bottom:5.0pt'> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>Thanks for all the suggestions so far. I = heard back from my State Farm agent yesterday and they said they do not write = policies for my type of business. I'll be pursuing some of the other suggestions = today. Any additional suggestions would be appreciated. Thanks.</span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'> </span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>Terry Farrell</span></font></p> </div> <blockquote style='border:none;border-left:solid black = 1.5pt;padding:0in 0in 0in 3.0pt; margin-left:3.0pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>= <div> <p class=MsoNormal style='margin-left:.5in'><font size=2 = face=Arial><span style='font-size:10.0pt;font-family:Arial'>----- Original Message = ----- </span></font></p> </div> <div style='font-color:black'> <p class=MsoNormal style='margin-left:.5in;background:#E4E4E4'><font = size=2 color=black face=Arial><span = style='font-size:10.0pt;font-family:Arial; color:black'> </span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=2 = color=black face=Arial><span = style='font-size:10.0pt;font-family:Arial;color:black'>My personal experience with State Farm has been good.  They've paid = when and what they've owed, and have lowered my rates consistently since I've had = their coverage.  </span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=2 = color=black face=Arial><span = style='font-size:10.0pt;font-family:Arial;color:black'> </span></f= ont></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=2 = color=black face=Arial><span = style='font-size:10.0pt;font-family:Arial;color:black'>Sorry your experience has been less than stellar.  </span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=2 = color=black face=Arial><span = style='font-size:10.0pt;font-family:Arial;color:black'> </span></f= ont></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=2 = color=black face=Arial><span = style='font-size:10.0pt;font-family:Arial;color:black'>The question is, though, whose experience is the exception to the = rule?</span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=2 = color=black face=Arial><span = style='font-size:10.0pt;font-family:Arial;color:black'> </span></f= ont></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=2 = color=black face=Arial><span = style='font-size:10.0pt;font-family:Arial;color:black'>Dave Stahl</span></font></p> </div> </blockquote> </blockquote> </div> </body> </html>