<html> <body> Marshall, Joe and I rarely agree about a lot of stuff, but I respect him. I don't remember all of that post, but I seriously doubt that he ranted to you about being visually impaired. He wouldn't do that. As best I remember, he told you about an opportunity to be trained by people who train visually impaired people. As far as I know, Joe isn't visually impaired! If you can't do it, that's fine. But don't accuse him of "ranting" because he gave you a different option. OK. Off my soapbox! :-) Avery Todd P.S. Please don't be intimated by any of us. We've all "been there", whether we admit it or not! :-D\ At 09:26 AM 1/3/2006, you wrote: <blockquote type=cite class=cite cite="">Hi Richard, I'm new to tuning myself.  It's nice to meet someone new like me.  Speaking of rants, how did you like Joe's rant on me about being vision impaired?  Im not sure why the piano hospital didn' t accept his application. I know a woman who attended who is fully sighted.  As for bank accounts, I personally hae a seperate personal one right now, but I'm seeking informaiton on this as well from the person I trained with in tuning.  I'm glad you joined the list. It's intimidating to hang out with these pros at times especially when they ream me about the vision impairment and their perception of whether I word hard at learning the trade or not.  Having someone new like yourself on the list helps ease the discomfort of being new to the trade.  Let's stick together. Marshall <dl> <dd>----- Original Message ----- <dd>From: <a href="mailto:rsanbornmorgan@yahoo.com">Richard Morgan</a> <dd>To: <a href="mailto:pianotech@ptg.org">pianotech@ptg.org</a> <dd>Sent: Tuesday, January 03, 2006 10:05 AM <dd>Subject: Separate business/personal accounts? <dd>Hello, all. <dd>  <dd>I'm a new tuner, after years in academia, and newly returned to the self-employed field.  How important is it to have a separate bank account for my piano tech income?  Can I achieve an appropriate level of separation using Quicken, and 'subdividing' my single bank account? <dd>  <dd>This list has already been marvelously instructive, even the very long string following Susan's New Year's Rant.  As you might imagine, I am struggling with how to price myself/my services. <dd>  <dd>I'll not respond to each response, but will appreciate the input each person provides. <dd>  <dd>Thanks, <dd>Richard </dl></blockquote></body> </html>