<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META HTTP-EQUIV="Content-Type" CONTENT="text/html; = charset=iso-8859-1"> <META content="MSHTML 5.00.2614.3401" name=GENERATOR></HEAD> <BODY> <DIV><FONT color=#008080 face=Arial><SPAN = class=390054203-04111999>The November issue is available on line at:</SPAN></FONT></DIV> <DIV><FONT color=#008080 face=Arial><SPAN class=390054203-04111999></SPAN></FONT> </DIV> <DIV><FONT color=#008080 face=Arial><SPAN = class=390054203-04111999><A href="http://people.we.mediaone.net/donmannino/Newsletter/NLframes.htm"= >http://people.we.mediaone.net/donmannino/Newsletter/NLframes.htm</A></SP= AN></FONT></DIV> <DIV><FONT color=#008080 face=Arial><SPAN class=390054203-04111999></SPAN></FONT> </DIV> <DIV><FONT color=#008080 face=Arial><SPAN = class=390054203-04111999>Don Mannino RPT</SPAN></FONT></DIV></BODY></HTML>