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<DIV>One of the few smart things I ever did was to get into the VA health program. It used to be a nightmare of waiting, poor service, etc., but is now, frankly, just terrific. If you are a veteran, I'd suggest checking it out, anyway.</DIV>
<DIV> </DIV>
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<DIV>Alan Barnard</DIV>
<DIV>Salem, Missouri</DIV>
<DIV> </DIV></DIV></DIV>
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<DIV style="FONT: 10pt Arial">----- Original Message ----- </DIV>
<DIV style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B> <A title=john@formsmapiano.com href="mailto:john@formsmapiano.com">John Formsma</A> </DIV>
<DIV style="FONT: 10pt arial"><B>To: </B><A title=pianotech@ptg.org href="mailto:pianotech@ptg.org">Pianotech</A></DIV>
<DIV style="FONT: 10pt arial"><B>Sent:</B> 12/22/2005 9:12:31 PM </DIV>
<DIV style="FONT: 10pt arial"><B>Subject:</B> health insurance</DIV>
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<P class=MsoNormal><FONT face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">This is business related, but it’s not piano related </SPAN></FONT><FONT face=Wingdings size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Wingdings">J</SPAN></FONT><FONT face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">What are you self-employed guys doing for health insurance? <o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I’m currently looking at a different Health Savings Account (HSA) plan with Assurant Health – any negative experience with this company? It used to be Fortis, from what I’ve been told.<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Thanks and Merry Christmas!<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">John Formsma<o:p></o:p></SPAN></FONT></P></DIV></FONT></BLOCKQUOTE></BODY></HTML>