<html><head><style type="text/css"></style></head><body><div style="font-family:times new roman, new york, times, serif;font-size:12pt"><DIV> <DIV>Hello, all.</DIV> <DIV> </DIV> <DIV>I'm a new tuner, after years in academia, and newly returned to the self-employed field.  How important is it to have a separate bank account for my piano tech income?  Can I achieve an appropriate level of separation using Quicken, and 'subdividing' my single bank account?</DIV> <DIV> </DIV> <DIV>This list has already been marvelously instructive, even the very long string following Susan's New Year's Rant.  As you might imagine, I am struggling with how to price myself/my services.</DIV> <DIV> </DIV> <DIV>I'll not respond to each response, but will appreciate the input each person provides.</DIV> <DIV> </DIV> <DIV>Thanks,</DIV> <DIV>Richard</DIV></DIV></div></body></html>