<HTML><FONT FACE=arial,helvetica><FONT SIZE=2>In a message dated 1/9/02 12:00:02 PM Central Standard Time, BobDavis88@AOL.COM writes:
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<BR><BLOCKQUOTE TYPE=CITE style="BORDER-LEFT: #0000ff 2px solid; MARGIN-LEFT: 5px; MARGIN-RIGHT: 0px; PADDING-LEFT: 5px">Is this model, or a similar one still available, new?
<BR>Did/ does Baldwin own Wurlitzer?
<BR>If so, would this piano have been made in Baldwin factories, or in separate
<BR>Baldwin-owned Wurlitzer factory?
<BR>Any way of finding out if there is even a remote chance of finding such a
<BR>case part as the end panel/arm? </FONT><FONT COLOR="#000000" SIZE=3 FAMILY="SANSSERIF" FACE="Arial" LANG="0"></BLOCKQUOTE>
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<BR>Bob
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<BR>According tot he Ancott Book, the Wurlitzter in question was made by Baldwin in 1996, and is still in production. However, with the change over of ownership, whether ytou can get a repalcement panel will need to be seen. You need to call Baldwin and see what's going on.
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<BR></FONT><FONT COLOR="#000000" SIZE=2 FAMILY="SANSSERIF" FACE="Arial" LANG="0"><BLOCKQUOTE TYPE=CITE style="BORDER-LEFT: #0000ff 2px solid; MARGIN-LEFT: 5px; MARGIN-RIGHT: 0px; PADDING-LEFT: 5px">
<BR>As I see it, the insurance company has at least five choices:
<BR>Pay whatever it costs to replace the case end, if available.
<BR>Pay him the replacement cost of the piano, and take the piano.
<BR>Pay him the original cost, less depreciation, and take the piano.
<BR>Pay him the current value, take the piano.
<BR>Pay him a negotiated settlement for the sudden loss of current value, and let
<BR>him keep the piano.
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<BR>What can you tell me?
<BR>Thanks,
<BR>Bob Davis</FONT><FONT COLOR="#000000" SIZE=3 FAMILY="SANSSERIF" FACE="Arial" LANG="0"></BLOCKQUOTE>
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<BR></FONT><FONT COLOR="#000000" SIZE=2 FAMILY="SANSSERIF" FACE="Arial" LANG="0">The insurance company will have to make the decision. That is not something the customer has a choice about. If you can get the replacement panel, they will most likely have you fix the piano, since that will probably cost less than a new piano. If the customer has replacement value insurance, then the insurance company is obligated to pay either to repair the piano, or replace is, which ever is cheaper. If the customer doesn't have replacement value, then the insurance company will pay either to repair it or, give the customer the money for the value of the piano before the water damage. In which case, they might ask you for an appraised. But if you are also going to do the repairs, they probably ask someone to do that.
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<BR></XMP>Wim
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