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<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'>Avery,</span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto MT";color:blue'>Well, the
insurance is through Safeco, set up for PTG by an agent that we&#8217;ve =
used
for years.&nbsp; I imagine that the rates are equal to, if not better, =
than
most rates that individuals can get through any other insurance =
company.&nbsp;
But I&#8217;m always interested in saving money.....</span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'>&nbsp;</span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto MT";color:blue'>How was =
the Kawai
training.&nbsp; I&#8217;m on the list to go from Seattle, but as I =
don&#8217;t
do any store tunings, I&#8217;m not a priority.&nbsp; Don M.&nbsp; keeps
telling me I&#8217;m still on the list.&nbsp; </span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'>&nbsp;</span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'>jeannie</span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'>&nbsp;</span></font></p>

<div>

<p class=MsoNormal><font size=2 color=blue face="Copperplate =
Gothic Light"><span
style='font-size:10.0pt;font-family:"Copperplate Gothic =
Light";color:blue'>Jeannie
Grassi, RPT</span></font></p>

<p class=MsoNormal><font size=2 color=blue face="Copperplate =
Gothic Light"><span
style='font-size:10.0pt;font-family:"Copperplate Gothic =
Light";color:blue'>Assistant
Editor, Piano Technicians Journal</span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Times New =
Roman"><span
style='font-size:12.0pt;color:blue'><a =
href="mailto:jcgrassi@earthlink.net"><font
size=2 face="Copperplate Gothic Light"><span =
style='font-size:10.0pt;
font-family:"Copperplate Gothic =
Light"'>mailto:jcgrassi@earthlink.net</span></font></a></span></font></p>=


</div>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'>&nbsp;</span></font></p>

<div>

<div class=MsoNormal align=center =
style='margin-left:.5in;text-align:center'><font
size=3 face="Times New Roman"><span style='font-size:12.0pt'>

<hr size=3 width="100%" align=center tabindex=-1>

</span></font></div>

<p class=MsoNormal style='margin-left:.5in'><b><font size=2 =
face=Tahoma><span
style='font-size:10.0pt;font-family:Tahoma;font-weight:bold'>From:</spa=
n></font></b><font
size=2 face=Tahoma><span =
style='font-size:10.0pt;font-family:Tahoma'>
pianotech-bounces@ptg.org [mailto:pianotech-bounces@ptg.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>Avery Todd<br>
<b><span style='font-weight:bold'>Sent:</span></b> Sunday, August 14, =
2005 1:00
AM<br>
<b><span style='font-weight:bold'>To:</span></b> Pianotech<br>
<b><span style='font-weight:bold'>Subject:</span></b> RE: Safeco =
business
insurance</span></font></p>

</div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
face="Times New Roman"><span
style='font-size:12.0pt'>&nbsp;</span></font></p>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
face="Times New Roman"><span
style='font-size:12.0pt'>Thanks, Jeannie. I thought that the insurance =
was
through Safeco/PTG. I was hoping<br>
someone would chime in with &quot;something&quot;. I use Safeco for my =
vehicle
insurance and <br>
have never had a problem. However, .......... <br>
<br>
Avery<br>
<br>
At 11:42 PM 8/12/05, you wrote:<br>
<br>
</span></font></p>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=blue
face="Times New Roman"><span style='font-size:12.0pt;color:blue'>If =
you find
your rates better than Safeco, please let the Board and the Home Office
know.&nbsp; Thanks,<br>
jeannie<br>
&nbsp;<br>
</span></font><font size=2 color=blue><span =
style='font-size:10.0pt;color:blue'>Jeannie
Grassi, RPT<br>
Assistant Editor, Piano Technicians Journal<br>
<a =
href="mailto:jcgrassi@earthlink.net">mailto:jcgrassi@earthlink.net</a> =
<br>
</span></font><font color=blue><span =
style='color:blue'>&nbsp;</span></font></p>

<p class=MsoNormal align=center =
style='margin-left:.5in;text-align:center'><font
size=3 face="Times New Roman"><span =
style='font-size:12.0pt'>&nbsp;</span></font></p>

<p class=MsoNormal style='margin-left:.5in'><b><font size=2 =
face=Tahoma><span
style='font-size:10.0pt;font-family:Tahoma;font-weight:bold'>From:</spa=
n></font></b><font
size=2 face=Tahoma><span =
style='font-size:10.0pt;font-family:Tahoma'>
pianotech-bounces@ptg.org [<a href="mailto:pianotech-bounces@ptg.org"
eudora=autourl> mailto:pianotech-bounces@ptg.org</a>] <b><span
style='font-weight:bold'>On Behalf Of </span></b>Piannaman@aol.com<br>
<b><span style='font-weight:bold'>Sent:</span></b> Friday, August 12, =
2005 7:17
PM<br>
<b><span style='font-weight:bold'>To:</span></b> pianotech@ptg.org<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: Safeco =
business
insurance<br>
</span></font>&nbsp;<br>
<font face=Verdana><span style='font-family:Verdana'>I was =
interested in
getting a quote from someone else for a home/car-based small business =
insurance.&nbsp;
I called the first insurer I could think of, my car insurer, which is =
State
Farm.&nbsp; They quoted me a price that is less than half of what Safeco =
is
offering.&nbsp; <br>
&nbsp;<br>
It sounded good on the phone, but I will wait until I see a copy of the
contract and compare the coverage they offer with Safeco before I make a =
firm
decision.<br>
&nbsp;<br>
State Farm has been really good for me. They've given me-the-spot =
coverage and
ready phone assistance when needed.&nbsp; And my rates didn't go up even =
after
I filed a rather large claim (and I don't even know what they paid out =
to the
guy I ran into........:-().&nbsp;&nbsp; In fact, my rates have =
subsequently
decreased.<br>
&nbsp;<br>
I'll keep y'all posted on any pertinent info!<br>
&nbsp;<br>
Dave Stahl<br>
&nbsp;<br>
I'll get a copy of the In a message dated 8/12/05 2:37:06 PM Pacific =
Daylight
Time, spalding48@earthlink.net writes:</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Geneva><span
style='font-size:10.0pt;font-family:Geneva'>My premiums jumped 20% in =
'02, but
since then have been +/- 5% .&nbsp; This year they went down a =
little.&nbsp;
Never filed a claim.&nbsp; The year they went way up, I shopped around a
little, but couldn't find anything remotely as reasonable, or with as =
broad a
coverage.&nbsp; YMMV.</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>&nbsp;</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Geneva><span
style='font-size:10.0pt;font-family:Geneva'>Mike Spalding =
RPT</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>&nbsp;</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>----- Original Message =
----- </span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>From:<a
href="mailto:DBee840388@aol.com"> </a></span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>To: <a
href="mailto:pianotech@ptg.org">pianotech@ptg.org</a></span></font></p>=


<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>Sent: 8/12/2005 2:37:37 PM =
</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>Subject: Re: Safeco =
business
insurance</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>&nbsp;</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>In a message dated =
8/12/2005 1:15:58
A.M. Central Daylight Time, Piannaman@aol.com writes:</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>I got a quote from them =
that has me
looking for competing bids.</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>Andrew</span></font></p>

<p class=MsoNormal =
style='margin-right:0in;margin-bottom:12.0pt;margin-left:
1.0in'><font size=2 face=Arial><span =
style='font-size:10.0pt;font-family:Arial'>At
04:53 PM 8/11/2005, you wrote:</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>To the list:&nbsp; Just got =
a
renewal notice from Safeco that my insurance will be raised 32% for the
upcoming year!! Has anybody else encountered something like this?&nbsp; =
</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>&nbsp;</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>Don Bee, Sr., =
RPT</span></font></p>

<p class=MsoNormal =
style='margin-right:0in;margin-bottom:12.0pt;margin-left:
1.0in'><font size=2 face=Arial><span =
style='font-size:10.0pt;font-family:Arial'>Chicago
Chapter</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>My rates have gone up a =
bit,
too.&nbsp; I find it curious, and it got me wondering:&nbsp; how many =
people
have actually filed claims with Safeco?&nbsp; Anybody on this =
list?</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>&nbsp;</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>I, for one, have never =
filed a
claim.&nbsp; I have it for the same reason I have medical =
insurance:&nbsp;
catastrophic occurence!</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>&nbsp;</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>Of course, if I were to =
cancel my
policy, I'd have a Fazioli action fall off of my workbench...:-)&nbsp; =
</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>&nbsp;</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>I may be mistaken, but it =
seems as
though the rate increase is due to whatever restructuring or sale took =
place
when the Potter, Leonard name went away.&nbsp; </span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>&nbsp;</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>Dave =
Stahl</span></font></p>

<p class=MsoNormal style='margin-left:1.0in'><font size=2 =
face=Arial><span
style='font-size:10.0pt;font-family:Arial'>&nbsp;</span></font></p>

<p class=MsoNormal =
style='margin-right:0in;margin-bottom:12.0pt;margin-left:
1.0in'><font size=2 face=Arial><span =
style='font-size:10.0pt;font-family:Arial'>&nbsp;</span></font></p>

<p class=MsoNormal =
style='margin-right:0in;margin-bottom:12.0pt;margin-left:
1.0in'><font size=2 face=Arial><span =
style='font-size:10.0pt;font-family:Arial'>Dave&nbsp;
-&nbsp; I've been with Safeco for years now and have never filed a claim =
(knock
on you-know-what).&nbsp; Thinking seriously about not renewing.&nbsp; =
Don Bee</span></font></p>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
face=Verdana><span
style='font-size:12.0pt;font-family:Verdana'>&nbsp;</span></font></p>

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