<html> <head> <META HTTP-EQUIV="Content-Type" CONTENT="text/html; = charset=us-ascii"> <meta name=Generator content="Microsoft Word 10 (filtered)"> <style>  </style> </head> <body lang=EN-US link=blue vlink=purple> <div class=Section1> <p class=MsoNormal><font size=2 color=navy face=Arial><span = style='font-size: 10.0pt;font-family:Arial;color:navy'>A separate account will allow you = to be more easily organized and, in the event of an audit, will allow you to = more easily pull the relevant material as well as keep the IRS out of your = personal life.  A separate business credit card account is useful that way = too.  However, if you keep good records, it shouldn’t really = matter.  I do keep separate accounts.  </span></font></p> <p class=MsoNormal><font size=2 color=navy face=Arial><span = style='font-size: 10.0pt;font-family:Arial;color:navy'> </span></font></p> <div> <p><font size=2 color=navy face="Times New Roman"><span = style='font-size:10.0pt; color:navy'>David Love<br> davidlovepianos@comcast.net </span></font></p> </div> <p class=MsoNormal style='margin-left:.5in'><font size=2 = face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>-----Original = Message-----<br> <b><span style='font-weight:bold'>From:</span></b> = pianotech-bounces@ptg.org [mailto:pianotech-bounces@ptg.org] <b><span = style='font-weight:bold'>On Behalf Of </span></b>Richard Morgan<br> <b><span style='font-weight:bold'>Sent:</span></b> Tuesday, January = 03, 2006 7:05 AM<br> <b><span style='font-weight:bold'>To:</span></b> pianotech@ptg.org<br> <b><span style='font-weight:bold'>Subject:</span></b> Separate business/personal accounts?</span></font></p> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'> </span></font></p> <div> <div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>Hello, all.</span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'> </span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>I'm a new tuner, after years in academia, and = newly returned to the self-employed field.  How important is it to have a separate bank account for my piano tech income?  Can I achieve an appropriate level of separation using Quicken, and 'subdividing' my = single bank account?</span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'> </span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>This list has already been marvelously = instructive, even the very long string following Susan's New Year's Rant.  As = you might imagine, I am struggling with how to price myself/my = services.</span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'> </span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>I'll not respond to each response, but will = appreciate the input each person provides.</span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'> </span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>Thanks,</span></font></p> </div> <div> <p class=MsoNormal style='margin-left:.5in'><font size=3 = face="Times New Roman"><span style='font-size:12.0pt'>Richard</span></font></p> </div> </div> </div> </div> </body> </html>