<HTML>List(especial= ly newly self-employed types), If you are making more money than you expected to when you set up your t= ax payment schedule, don't forget to adjust your quarterly payments to compe= nsate for the increased income.  I just found out from my tax person th= at I owe a hefty chunk of the "extra" income I made in 2003 to Uncle Sam on = April 15th.  On top of that, I will owe two new, bonus-sized quarterly = payments in April and June.  So much for savings and IRA contributions.=   I love being self- employed the vast majority of the time.  This is= not one of those times......:-(   Planning ahead in Portola Valley, Dave Stahl </HTML>