<HTML><HEAD> <META content="MSHTML 6.00.2800.1400" name=GENERATOR></HEAD> <BODY> <DIV><FONT face="MS Sans Serif" size=2>Don't forget to maximize your SEP-IRA.  Better to pay yourself than the government.</FONT></DIV> <DIV> </DIV> <DIV> <DIV>David Love</DIV> <DIV><A href="mailto:davidlovepianos@earthlink.net">davidlovepianos@earthlink.net</A></DIV> <DIV> </DIV></DIV> <DIV> </DIV> <BLOCKQUOTE style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #000000 2px solid"> <DIV style="FONT: 10pt Arial">----- Original Message ----- </DIV> <DIV style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B> <A title=Piannaman@aol.com href="mailto:Piannaman@aol.com"></A></DIV> <DIV style="FONT: 10pt arial"><B>To: </B><A title=pianotech@ptg.org href="mailto:pianotech@ptg.org">pianotech@ptg.org</A></DIV> <DIV style="FONT: 10pt arial"><B>Sent:</B> 2/23/2004 7:40:47 AM </DIV> <DIV style="FONT: 10pt arial"><B>Subject:</B> OT: The Taxman Cometh</DIV> <DIV><BR></DIV><FONT size=2><FONT face=arial,helvetica><FONT size=2 PTSIZE="10">List(especially newly self-employed types), <BR><BR>If you are making more money than you expected to when you set up your tax payment schedule, don't forget to adjust your quarterly payments to compensate for the increased income.  I just found out from my tax person that I owe a hefty chunk of the "extra" income I made in 2003 to Uncle Sam on April 15th.  On top of that, I will owe two new, bonus-sized quarterly payments in April and June.  So much for savings and IRA contributions.   <BR><BR>I love being self- employed the vast majority of the time.  This is not one of those times......:-(   <BR><BR>Planning ahead in Portola Valley, <BR><BR>Dave Stahl <BR></FONT></FONT></FONT></BLOCKQUOTE></BODY></HTML>