<html> At 08:03 PM 1/1/2006 -0800, you wrote: <blockquote type=cite class=cite cite>I’d like to think that there is a real possibility of balance where you feel adequately compensated, don’t have to hustle for every nickel and dime, don’t feel like you are giving it away, don’t feel guilty about a six figure income, can live wherever you please and have time for other things in your life besides pianos.    David Love</blockquote> Agreed. Possible? -- given good skills, good health, a region where high fees are normal, and a lot of efficient habits. If six figures is what it takes to live decently in your area, and people have enough money to compensate you at that scale, no reason at all to feel guilty about getting six figures. Not my style, not my chosen region, never will be -------- but that doesn't matter. Enjoy, enjoy. There are certain innate advantages in living where costs aren't that high -- mainly tax-related. Happy New Year, David. sssssssnnn</html>