<html>
<head>
<meta http-equiv=Content-Type content="text/html; =
charset=us-ascii">
<meta name=Generator content="Microsoft Word 11 (filtered)">
<style>
<!--
/* Font Definitions */
@font-face
        {font-family:Tahoma;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
        {font-family:"Calisto MT";
        panose-1:2 4 6 3 5 5 5 3 3 4;}
@font-face
        {font-family:"Copperplate Gothic Light";
        panose-1:2 14 5 7 2 2 6 2 4 4;}
@font-face
        {font-family:Verdana;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
        {font-family:"MS Sans Serif";
        panose-1:0 0 0 0 0 0 0 0 0 0;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:12.0pt;
        font-family:"Times New Roman";}
a:link, span.MsoHyperlink
        {color:blue;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {color:blue;
        text-decoration:underline;}
span.EmailStyle17
        {font-family:"Calisto MT";
        color:blue;
        font-weight:normal;
        font-style:normal;
        text-decoration:none none;}
@page Section1
        {size:8.5in 11.0in;
        margin:1.0in 1.25in 1.0in 1.25in;}
div.Section1
        {page:Section1;}
-->
</style>
</head>
<body lang=EN-US link=blue vlink=blue id="role_body" =
bottomMargin=7
leftmargin=7 topmargin=7 rightMargin=7>
<div class=Section1>
<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto MT";color:blue'>If you =
find your
rates better than Safeco, please let the Board and the Home Office =
know.
Thanks,</span></font></p>
<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'>jeannie</span></font></p>
<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'> </span></font></p>
<div>
<p class=MsoNormal><font size=2 color=blue face="Copperplate =
Gothic Light"><span
style='font-size:10.0pt;font-family:"Copperplate Gothic =
Light";color:blue'>Jeannie
Grassi, RPT</span></font></p>
<p class=MsoNormal><font size=2 color=blue face="Copperplate =
Gothic Light"><span
style='font-size:10.0pt;font-family:"Copperplate Gothic =
Light";color:blue'>Assistant
Editor, Piano Technicians Journal</span></font></p>
<p class=MsoNormal><font size=3 color=blue face="Times New =
Roman"><span
style='font-size:12.0pt;color:blue'><a =
href="mailto:jcgrassi@earthlink.net"><font
size=2 face="Copperplate Gothic Light"><span =
style='font-size:10.0pt;
font-family:"Copperplate Gothic =
Light"'>mailto:jcgrassi@earthlink.net</span></font></a></span></font></p>=
</div>
<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'> </span></font></p>
<div>
<div class=MsoNormal align=center =
style='margin-left:.5in;text-align:center'><font
size=3 face="Times New Roman"><span style='font-size:12.0pt'>
<hr size=3 width="100%" align=center tabindex=-1>
</span></font></div>
<p class=MsoNormal style='margin-left:.5in'><b><font size=2 =
face=Tahoma><span
style='font-size:10.0pt;font-family:Tahoma;font-weight:bold'>From:</spa=
n></font></b><font
size=2 face=Tahoma><span =
style='font-size:10.0pt;font-family:Tahoma'> pianotech-bounces@ptg.org
[mailto:pianotech-bounces@ptg.org] <b><span =
style='font-weight:bold'>On Behalf
Of </span></b>Piannaman@aol.com<br>
<b><span style='font-weight:bold'>Sent:</span></b> Friday, August 12, =
2005 7:17
PM<br>
<b><span style='font-weight:bold'>To:</span></b> pianotech@ptg.org<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: Safeco =
business
insurance</span></font></p>
</div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
face="Times New Roman"><span
style='font-size:12.0pt'> </span></font></p>
<div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>I
was interested in getting a quote from someone else for a
home/car-based small business insurance. I called the first =
insurer I
could think of, my car insurer, which is State Farm. They quoted =
me a
price that is less than half of what Safeco is offering. =
</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'> </span><=
/font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>It
sounded good on the phone, but I will wait until I see a copy of the =
contract
and compare the coverage they offer with Safeco before I make =
a firm
decision.</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'> </span><=
/font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>State
Farm has been really good for me. They've given me-the-spot coverage
and ready phone assistance when needed. And my rates didn't =
go up
even after I filed a rather large claim (and I don't even know what they =
paid
out to the guy I ran into........:-(). In fact, my rates =
have
subsequently decreased.</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'> </span><=
/font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>I'll
keep y'all posted on any pertinent info!</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'> </span><=
/font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>Dave
Stahl</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'> </span><=
/font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>I'll
get a copy of the In a message dated 8/12/05 2:37:06 PM Pacific Daylight =
Time,
spalding48@earthlink.net writes:</span></font></p>
</div>
<blockquote style='border:none;border-left:solid blue =
1.5pt;padding:0in 0in 0in 3.0pt;
margin-left:3.0pt;margin-top:5.0pt;margin-bottom:5.0pt'>
<div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face="MS Sans Serif"><span style='font-size:10.0pt;font-family:"MS =
Sans Serif";
color:black'>My premiums jumped 20% in '02, but since then have been +/- =
5% . This
year they went down a little. Never filed a claim. The year =
they
went way up, I shopped around a little, but couldn't find anything =
remotely as
reasonable, or with as broad a coverage. YMMV.</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> </span></f=
ont></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face="MS Sans Serif"><span style='font-size:10.0pt;font-family:"MS =
Sans Serif";
color:black'>Mike Spalding RPT</span></font></p>
</div>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> </span></f=
ont></p>
</div>
<blockquote style='border:none;border-left:solid black =
1.5pt;padding:0in 0in 0in 3.0pt;
margin-left:3.0pt;margin-top:5.0pt;margin-bottom:5.0pt'>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>-----
Original Message ----- </span></font></p>
</div>
<div style='font-color:black'>
<p class=MsoNormal =
style='margin-left:.5in;background:#E4E4E4'><b><font size=2
color=black face=Arial><span =
style='font-size:10.0pt;font-family:Arial;
color:black;font-weight:bold'>From:</span></font></b><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> <a
href="mailto:DBee840388@aol.com" =
title="mailto:DBee840388@aol.com"></a></span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><b><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black;
font-weight:bold'>To: </span></font></b><font size=2 color=black =
face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:black'><a
href="mailto:pianotech@ptg.org" =
title="mailto:pianotech@ptg.org">pianotech@ptg.org</a></span></font></p=
>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><b><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black;
font-weight:bold'>Sent:</span></font></b><font size=2 color=black =
face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:black'> 8/12/2005 =
2:37:37 PM </span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><b><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black;
font-weight:bold'>Subject:</span></font></b><font size=2 color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> Re:
Safeco business insurance</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> </span></f=
ont></p>
</div>
<div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>In a
message dated 8/12/2005 1:15:58 A.M. Central Daylight Time, =
Piannaman@aol.com
writes:</span></font></p>
</div>
<blockquote style='border:none;border-left:solid blue =
1.5pt;padding:0in 0in 0in 3.0pt;
margin-left:3.0pt;margin-top:5.0pt;margin-bottom:5.0pt'>
<div>
<blockquote style='border:none;border-left:solid blue =
1.5pt;padding:0in 0in 0in 3.0pt;
margin-left:3.0pt;margin-top:5.0pt;margin-bottom:5.0pt'>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>I got a
quote from them that has me looking for competing bids.<br>
Andrew<br>
At 04:53 PM 8/11/2005, you wrote:<br>
<br>
</span></font></p>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>To the
list: Just got a renewal notice from Safeco that my insurance will =
be
raised 32% for the upcoming year!! Has anybody else encountered =
something like this?
<br>
<br>
Don Bee, Sr., RPT<br>
Chicago Chapter</span></font></p>
</blockquote>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>My
rates have gone up a bit, too. I find it curious, and it got me
wondering: how many people have actually filed claims with =
Safeco?
Anybody on this list?</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> </span></f=
ont></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>I, for
one, have never filed a claim. I have it for the same reason I =
have
medical insurance: catastrophic occurence!</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> </span></f=
ont></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>Of
course, if I were to cancel my policy, I'd have a Fazioli action fall =
off of my
workbench...:-) </span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> </span></f=
ont></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>I may
be mistaken, but it seems as though the rate increase is due to whatever =
restructuring
or sale took place when the Potter, Leonard name went away. =
</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> </span></f=
ont></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>Dave
Stahl</span></font></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> </span></f=
ont></p>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> </span></f=
ont></p>
</div>
</blockquote>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>Dave
- I've been with Safeco for years now and have never filed a claim =
(knock
on you-know-what). Thinking seriously about not renewing. =
Don Bee</span></font></p>
</div>
</blockquote>
</blockquote>
</div>
<div>
<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'> </span><=
/font></p>
</div>
</div>
</body>
</html>