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<div class=Section1>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto MT";color:blue'>If you =
find your
rates better than Safeco, please let the Board and the Home Office =
know.&nbsp;
Thanks,</span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'>jeannie</span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'>&nbsp;</span></font></p>

<div>

<p class=MsoNormal><font size=2 color=blue face="Copperplate =
Gothic Light"><span
style='font-size:10.0pt;font-family:"Copperplate Gothic =
Light";color:blue'>Jeannie
Grassi, RPT</span></font></p>

<p class=MsoNormal><font size=2 color=blue face="Copperplate =
Gothic Light"><span
style='font-size:10.0pt;font-family:"Copperplate Gothic =
Light";color:blue'>Assistant
Editor, Piano Technicians Journal</span></font></p>

<p class=MsoNormal><font size=3 color=blue face="Times New =
Roman"><span
style='font-size:12.0pt;color:blue'><a =
href="mailto:jcgrassi@earthlink.net"><font
size=2 face="Copperplate Gothic Light"><span =
style='font-size:10.0pt;
font-family:"Copperplate Gothic =
Light"'>mailto:jcgrassi@earthlink.net</span></font></a></span></font></p>=


</div>

<p class=MsoNormal><font size=3 color=blue face="Calisto =
MT"><span
style='font-size:12.0pt;font-family:"Calisto =
MT";color:blue'>&nbsp;</span></font></p>

<div>

<div class=MsoNormal align=center =
style='margin-left:.5in;text-align:center'><font
size=3 face="Times New Roman"><span style='font-size:12.0pt'>

<hr size=3 width="100%" align=center tabindex=-1>

</span></font></div>

<p class=MsoNormal style='margin-left:.5in'><b><font size=2 =
face=Tahoma><span
style='font-size:10.0pt;font-family:Tahoma;font-weight:bold'>From:</spa=
n></font></b><font
size=2 face=Tahoma><span =
style='font-size:10.0pt;font-family:Tahoma'> pianotech-bounces@ptg.org
[mailto:pianotech-bounces@ptg.org] <b><span =
style='font-weight:bold'>On Behalf
Of </span></b>Piannaman@aol.com<br>
<b><span style='font-weight:bold'>Sent:</span></b> Friday, August 12, =
2005 7:17
PM<br>
<b><span style='font-weight:bold'>To:</span></b> pianotech@ptg.org<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: Safeco =
business
insurance</span></font></p>

</div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
face="Times New Roman"><span
style='font-size:12.0pt'>&nbsp;</span></font></p>

<div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>I
was&nbsp;interested in getting a quote from someone else&nbsp;for a
home/car-based small business insurance.&nbsp; I called the first =
insurer I
could think of, my car insurer, which is State Farm.&nbsp; They quoted =
me a
price that is less than half of what Safeco is offering.&nbsp; =
</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>&nbsp;</span><=
/font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>It
sounded good on the phone, but I will wait until I see a copy of the =
contract
and&nbsp;compare the coverage they offer&nbsp;with Safeco before I make =
a firm
decision.</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>&nbsp;</span><=
/font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>State
Farm has been really good for me. They've given me-the-spot coverage
and&nbsp;ready phone assistance when needed.&nbsp; And my rates didn't =
go up
even after I filed a rather large claim (and I don't even know what they =
paid
out to the guy I ran into........:-().&nbsp; &nbsp;In fact, my rates =
have
subsequently decreased.</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>&nbsp;</span><=
/font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>I'll
keep y'all posted on any pertinent info!</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>&nbsp;</span><=
/font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>Dave
Stahl</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>&nbsp;</span><=
/font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>I'll
get a copy of the In a message dated 8/12/05 2:37:06 PM Pacific Daylight =
Time,
spalding48@earthlink.net writes:</span></font></p>

</div>

<blockquote style='border:none;border-left:solid blue =
1.5pt;padding:0in 0in 0in 3.0pt;
margin-left:3.0pt;margin-top:5.0pt;margin-bottom:5.0pt'>

<div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face="MS Sans Serif"><span style='font-size:10.0pt;font-family:"MS =
Sans Serif";
color:black'>My premiums jumped 20% in '02, but since then have been +/- =
5% .&nbsp;&nbsp;This
year they went down a little.&nbsp; Never filed a claim.&nbsp; The year =
they
went way up, I shopped around a little, but couldn't find anything =
remotely as
reasonable, or with as broad a coverage.&nbsp; YMMV.</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>&nbsp;</span></f=
ont></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face="MS Sans Serif"><span style='font-size:10.0pt;font-family:"MS =
Sans Serif";
color:black'>Mike Spalding RPT</span></font></p>

</div>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>&nbsp;</span></f=
ont></p>

</div>

<blockquote style='border:none;border-left:solid black =
1.5pt;padding:0in 0in 0in 3.0pt;
margin-left:3.0pt;margin-top:5.0pt;margin-bottom:5.0pt'>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>-----
Original Message ----- </span></font></p>

</div>

<div style='font-color:black'>

<p class=MsoNormal =
style='margin-left:.5in;background:#E4E4E4'><b><font size=2
color=black face=Arial><span =
style='font-size:10.0pt;font-family:Arial;
color:black;font-weight:bold'>From:</span></font></b><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> <a
href="mailto:DBee840388@aol.com" =
title="mailto:DBee840388@aol.com"></a></span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black;
font-weight:bold'>To: </span></font></b><font size=2 color=black =
face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:black'><a
href="mailto:pianotech@ptg.org" =
title="mailto:pianotech@ptg.org">pianotech@ptg.org</a></span></font></p=
>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black;
font-weight:bold'>Sent:</span></font></b><font size=2 color=black =
face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:black'> 8/12/2005 =
2:37:37 PM </span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black;
font-weight:bold'>Subject:</span></font></b><font size=2 color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'> Re:
Safeco business insurance</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>&nbsp;</span></f=
ont></p>

</div>

<div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>In a
message dated 8/12/2005 1:15:58 A.M. Central Daylight Time, =
Piannaman@aol.com
writes:</span></font></p>

</div>

<blockquote style='border:none;border-left:solid blue =
1.5pt;padding:0in 0in 0in 3.0pt;
margin-left:3.0pt;margin-top:5.0pt;margin-bottom:5.0pt'>

<div>

<blockquote style='border:none;border-left:solid blue =
1.5pt;padding:0in 0in 0in 3.0pt;
margin-left:3.0pt;margin-top:5.0pt;margin-bottom:5.0pt'>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>I got a
quote from them that has me looking for competing bids.<br>
Andrew<br>
At 04:53 PM 8/11/2005, you wrote:<br>
<br>
</span></font></p>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>To the
list:&nbsp; Just got a renewal notice from Safeco that my insurance will =
be
raised 32% for the upcoming year!! Has anybody else encountered =
something like this?&nbsp;
<br>
&nbsp;<br>
Don Bee, Sr., RPT<br>
Chicago Chapter</span></font></p>

</blockquote>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>My
rates have gone up a bit, too.&nbsp; I find it curious, and it got me
wondering:&nbsp; how many people have actually filed claims with =
Safeco?&nbsp;
Anybody on this list?</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>&nbsp;</span></f=
ont></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>I, for
one, have never filed a claim.&nbsp; I have it for the same reason I =
have
medical insurance:&nbsp; catastrophic occurence!</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>&nbsp;</span></f=
ont></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>Of
course, if I were to cancel my policy, I'd have a Fazioli action fall =
off of my
workbench...:-)&nbsp; </span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>&nbsp;</span></f=
ont></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>I may
be mistaken, but it seems as though the rate increase is due to whatever =
restructuring
or sale took place when the Potter, Leonard name went away.&nbsp; =
</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>&nbsp;</span></f=
ont></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>Dave
Stahl</span></font></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>&nbsp;</span></f=
ont></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>&nbsp;</span></f=
ont></p>

</div>

</blockquote>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=2 =
color=black
face=Arial><span =
style='font-size:10.0pt;font-family:Arial;color:black'>Dave&nbsp;
-&nbsp; I've been with Safeco for years now and have never filed a claim =
(knock
on you-know-what).&nbsp; Thinking seriously about not renewing.&nbsp; =
Don Bee</span></font></p>

</div>

</blockquote>

</blockquote>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><font size=3 =
color=black
face=Verdana><span =
style='font-size:12.0pt;font-family:Verdana;color:black'>&nbsp;</span><=
/font></p>

</div>

</div>

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