<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META http-equiv=Content-Type content="text/html; = charset=iso-8859-1"> <STYLE type=text/css>DIV { MARGIN: 0px } </STYLE> <META content="MSHTML 6.00.2900.2802" name=GENERATOR></HEAD> <BODY bgColor=#ffffff> <DIV><FONT face=Arial>Hi Richard,</FONT></DIV> <DIV><FONT face=Arial>I'm new to tuning myself.  It's nice to = meet someone new like me.  Speaking of rants, how did you like Joe's rant on me = about being vision impaired?  Im not sure why the piano hospital didn' t = accept his application. I know a woman who attended who is fully sighted.  = As for bank accounts, I personally hae a seperate personal one right now, but = I'm seeking informaiton on this as well from the person I trained with in tuning.  I'm glad you joined the list. It's intimidating to hang = out with these pros at times especially when they ream me about the vision = impairment and their perception of whether I word hard at learning the trade or = not.  Having someone new like yourself on the list helps ease the discomfort = of being new to the trade.  Let's stick together. </FONT></DIV> <DIV><FONT face=Arial>Marshall</FONT></DIV> <BLOCKQUOTE dir=ltr style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; = BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px"> <DIV style="FONT: 10pt arial">----- Original Message ----- </DIV> <DIV style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: = black"><B>From:</B> <A title=rsanbornmorgan@yahoo.com href="mailto:rsanbornmorgan@yahoo.com">Richard Morgan</A> </DIV> <DIV style="FONT: 10pt arial"><B>To:</B> <A = title=pianotech@ptg.org href="mailto:pianotech@ptg.org">pianotech@ptg.org</A> </DIV> <DIV style="FONT: 10pt arial"><B>Sent:</B> Tuesday, January 03, 2006 = 10:05 AM</DIV> <DIV style="FONT: 10pt arial"><B>Subject:</B> Separate = business/personal accounts?</DIV> <DIV><BR></DIV> <DIV style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman, new york, = times, serif"> <DIV> <DIV>Hello, all.</DIV> <DIV> </DIV> <DIV>I'm a new tuner, after years in academia, and newly returned to = the self-employed field.  How important is it to have a separate bank = account for my piano tech income?  Can I achieve an appropriate level of separation using Quicken, and 'subdividing' my single bank = account?</DIV> <DIV> </DIV> <DIV>This list has already been marvelously instructive, even the very = long string following Susan's New Year's Rant.  As you might imagine, = I am struggling with how to price myself/my services.</DIV> <DIV> </DIV> <DIV>I'll not respond to each response, but will appreciate the input = each person provides.</DIV> <DIV> </DIV> <DIV>Thanks,</DIV> <DIV>Richard</DIV></DIV></DIV></BLOCKQUOTE></BODY></HTML>