a loan via SBA..

Guy, Karen, and Tor Nichols nicho@lascruces.com
Wed, 29 Jul 1998 14:44:52 -0600


At 03:57 PM 7/29/98 -0400, you wrote:
>
>
>..hey stranger!..

Wierd, yes. Not strange. Put me down, master, heh heh heh....
>
>..fact is I NEED tools..i'm doing alot of borrowing right now from a
>retired tech who lives around the corner..it seems almost every job beyond
>tuning or minor repair work requires me to *borrow* a tool from this
>guy.

What?, like .... bandsaws?

.he is a real sweetheart, but enough is enough..plus, I want to build
>an inventory of things like DC's, CasterCups, Hammers, Dampers, keytops,
>etc...

One each, grasshopper. Remember "just-in-time" inventory and find suppliers
that can meet your demands. JUST MY OPINION.
It's ALL pocket change, buddy. Minimum SBA numbers will have you poked and
prodded (sp?) in ways you don't wanna know. AND.... interest is lost profit.

.enough is enough..i could do more selling of these types of services
>if I had the inventory and the tools, 

Big tools can be leased from the vendors. Small tools can come from places
that have plastic of their own. OR, take up an offer from one of the card
companies that will give you 4.9 to 7.9 % for one year, etc.

>unless I have a little help.

IF that's your perception, don't let anybody steal your dream. But...
there's a lot to be said for total control of your (note.... "YOUR") business.
>
>..i'm not looking for the moon, Guy..as a matter of fact, the bank said the
>fiqure I want to borrow is the smallest loan they will ever process for
>SBA..it's WAY under 5 figures...they want me to borrow MORE..i told them
>it's not necessary in my case.
>
>tito

Happy shopping,
Guy


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