Piano Replacement Insurance

[Mike and Jane Spalding]

Speaking of rip-of insurance companies, our very own PTG/SAFECO folks are beginning to take on that sort of appearance.  i just got my renewal papers.  Basic coverage cost $250 in 2000, $300 in 2001, now has an "estimated premium" of $436, subject to "final audit".  Anybody been through a SAFECO audit and want to tell us about it?

Mike Spalding RPT

----- Original Message ----- 
From: Avery Todd <avery@ev1.net>
To: <pianotech@ptg.org>
Sent: Tuesday, August 20, 2002 7:27 PM
Subject: Re: Piano Replacement Insurance


> David,
> 
> Farmers is having a LOT of problems here in Texas because of their pricing
> structure. They're blaming all the mold claims since our flood here last
> year for raising rates, canceling policies, not renewing policies, etc.,
> ad nauseam!
> 
> Welcome to the world of rip-off insurance companies!
> 
> Avery
> 
> At 09:33 AM 08/20/02 -0700, you wrote:
> 
> >6 months ago some kids threw a golf ball through our upstairs bedroom 
> >window.  I called my insurance agent at Farmers and reported it.  He asked 
> >if I'd like it boarded up for the night before they replaced it, all part 
> >of the coverage..."sure", I said.  Sometime later I got a copy of the bill 
> >sent to my insurance by the window guys...$800.  Now granted these guys 
> >came right out and did the work, but that same way to high!  I sent a copy 
> >to my insurance guy, he said he'd look into it.  I just got my annual fire 
> >insurance bill.  My rates have gone up from $448 to $738, which includes a 
> >three year charge for the broken window...This is the only claim I've had 
> >in 10 years or so of coverage by Farmers.  Thanks, Farmers...Thanks 
> >Farmers insurance agent...
> >
> >I've been checking around and the insurance companies seem to have some 
> >price fixing going on...All were in the same ballpark for coverage...$660 
> >or so.  So...I'll probably stay with Strongarmers...
> >
> >David I.
> >
> >
> >
> >
> >
> >----- Original message ---------------------------------------->
> >From: <<mailto:Wimblees@AOL.COM>Wimblees@AOL.COM>
> >To: <<mailto:pianotech@ptg.org>pianotech@ptg.org>
> >Received: Tue, 20 Aug 2002 10:20:14 EDT
> >Subject: Re: Piano Replacement Insurance
> >
> >
> >In a message dated 8/20/02 7:29:46 AM Central Daylight Time, 
> >mfarrel2@tampabay.rr.com writes:
> >
> >
> >>This dude bought an old upright for a few hundred bucks, it got hit by a 
> >>tree, and now he has ordered a new Mason & Hamlin 50 upri
> >>
> >>Terry Farrell
> >
> >
> >That's an insurance company problem. Just write that the piano is a total 
> >loss, and let it go. There are too many other problems we need to deal 
> >with. Perhaps it is not ethical, but, again, that is the insurance 
> >company's problem, not yours. Maybe I'm
> >
> >Wim
> 
> 
>