[pianotech] pay as you go

[John Ross]

Now that I think on it. The guy who told me of the problems he had, was 
talking about before the time of debit cards.
I don't use a debit card. I use cash or a credit card, which I pay off in 
full when the bill comes in.
So I obviously was not up on the debit card usefulness.
Sorry for the obvious misinformation I was spreading.
John Ross,
Windsor, Nova Scotia.
----- Original Message ----- 
From: "Gerald Groot" <tunerboy3 at comcast.net>
To: <pianotech at ptg.org>
Sent: Monday, November 09, 2009 9:17 PM
Subject: Re: [pianotech] pay as you go


Yes it does.  At least in the USA anyway.  A debit card works exactly like a 
credit card.  If I go into Home Depot for example, I run my debit card just 
like a credit card.  When I reserve a hotel online of via the telephone, I 
use my debit card as a credit card.  When I flew to Germany and Japan in 
2006 and 2007 I reserved my plane flight etc., using my debit card as a 
credit card.  You simply have to have the bank allow it to be run both ways 
as either a debit or credit transaction.  I've never had any problems at 
all.

Jer

-----Original Message----- 
From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf 
Of John Ross
Sent: Monday, November 09, 2009 5:31 PM
To: pianotech at ptg.org
Subject: Re: [pianotech] pay as you go

One guy I new paid cash for everything.
He couldn't book a hotel room, or rent a car, without a credit card. So cash
for everything doesn't always work.
John Ross
Windsor, Nova Scotia
----- Original Message ----- 
From: "David Love" <davidlovepianos at comcast.net>
To: <pianotech at ptg.org>
Sent: Monday, November 09, 2009 5:07 PM
Subject: Re: [pianotech] pay as you go


Paying cash for everything even things like cars is great if you can do it.
Doesnt work that well for houses though.

David Love
www.davidlovepianos.com

-----Original Message----- 
From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf
Of Gerald Groot
Sent: Monday, November 09, 2009 10:36 AM
To: pianotech at ptg.org
Subject: Re: [pianotech] pay as you go

Well, if you're tuning 5 pianos a month maybe...  $5.10 a week pays for the
dues if the total is $265.00.   I just received my bill but haven't looked
at it yet.

I follow Dave Ramsey's advice.  I don't charge.  I pay cash for everything.
I save money for what I want or need.  I use a debt card for all
transactions and if I don't have the money, I just say no and don't do it.
I just bought another car and paid cash for it.

Anything is possible but, a strict budget must be followed and adhered too.
That's my opinion anyway. Works for me FWIW.



-----Original Message----- 
From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf
Of Duaine & Laura Hechler
Sent: Monday, November 09, 2009 10:35 AM
To: pianotech at ptg.org
Subject: Re: [pianotech] pay as you go

Gerald Groot wrote:
>
> * *
>
> * *
>
> *We don't do that here.  The main problem with many people is that
> they simply do not know how to save money.  $265 or whatever our dues
> are, is not a lot of money spread out through an entire year.
> *
>
Oh, I beg to differ - it is if you don't have the money to set aside in
the first place.

PLUS, my wife just got laid off from her IT job after 35 years - gone to
India :-(

Duaine



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