[pianotech] pay as you go

Gerald Groot tunerboy3 at comcast.net
Mon Nov 9 18:17:59 MST 2009


Yes it does.  At least in the USA anyway.  A debit card works exactly like a credit card.  If I go into Home Depot for example, I run my debit card just like a credit card.  When I reserve a hotel online of via the telephone, I use my debit card as a credit card.  When I flew to Germany and Japan in 2006 and 2007 I reserved my plane flight etc., using my debit card as a credit card.  You simply have to have the bank allow it to be run both ways as either a debit or credit transaction.  I've never had any problems at all.  

Jer 

-----Original Message----- 
From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf Of John Ross 
Sent: Monday, November 09, 2009 5:31 PM 
To: pianotech at ptg.org 
Subject: Re: [pianotech] pay as you go 

One guy I new paid cash for everything. 
He couldn't book a hotel room, or rent a car, without a credit card. So cash 
for everything doesn't always work. 
John Ross 
Windsor, Nova Scotia 
----- Original Message ----- 
From: "David Love" <davidlovepianos at comcast.net> 
To: <pianotech at ptg.org> 
Sent: Monday, November 09, 2009 5:07 PM 
Subject: Re: [pianotech] pay as you go 


Paying cash for everything even things like cars is great if you can do it. 
Doesnt work that well for houses though. 

David Love 
www.davidlovepianos.com 

-----Original Message----- 
From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf 
Of Gerald Groot 
Sent: Monday, November 09, 2009 10:36 AM 
To: pianotech at ptg.org 
Subject: Re: [pianotech] pay as you go 

Well, if you're tuning 5 pianos a month maybe...  $5.10 a week pays for the 
dues if the total is $265.00.   I just received my bill but haven't looked 
at it yet. 

I follow Dave Ramsey's advice.  I don't charge.  I pay cash for everything. 
I save money for what I want or need.  I use a debt card for all 
transactions and if I don't have the money, I just say no and don't do it. 
I just bought another car and paid cash for it. 

Anything is possible but, a strict budget must be followed and adhered too. 
That's my opinion anyway. Works for me FWIW. 



-----Original Message----- 
From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf 
Of Duaine & Laura Hechler 
Sent: Monday, November 09, 2009 10:35 AM 
To: pianotech at ptg.org 
Subject: Re: [pianotech] pay as you go 

Gerald Groot wrote: 
> 
> * * 
> 
> * * 
> 
> *We don't do that here.  The main problem with many people is that 
> they simply do not know how to save money.  $265 or whatever our dues 
> are, is not a lot of money spread out through an entire year. 
> * 
> 
Oh, I beg to differ - it is if you don't have the money to set aside in 
the first place. 

PLUS, my wife just got laid off from her IT job after 35 years - gone to 
India :-( 

Duaine 



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