Susan, Some very astute observations here! Some in my family are dropping their health coverages preferring instead to cover themselves should anything go wrong. I agree about the insuring against predictable loss. Everyone will use the system at some time so it really doesn't fit the description for "insurance" does it. best, Greg At 03:56 PM 8/5/2004, you wrote: >At 11:43 AM 8/5/2004 -0400, you wrote: >>This is on topic because this discussion is about how piano technicians >>are held hostage by our health care system. > >I "just say no." Yes, I can hear you from here -- all the reasons you MUST >be insured! > >Is anyone else old enough to remember when no one had health insurance, >and we didn't miss it? It's not as if insurance could keep you from >getting sick -- all it does is pay out money when you are sick. > >Has anyone noticed how many doctor-caused diseases and medical problems >are out there? How many times does going to a doctor give someone a false >sense of security, when really all they got was a palliative, allowing the >disease process to continue unchecked? > >Well, those are my rationalizations, anyway, but I have done without >health insurance since I left Canada in 1980. So far, I'm still alive and >kicking. If I break a tooth, I get it fixed. I went to a naturopath and >got a few blood tests once, and a bone scan. Six years ago, I had 113% of >a normal young person's bone density. I stopped worrying about >osteoporosis, and see no reason to get tested again. Other than that, I've >let doctors do their thing, but without my assistance. > >I think that the whole system is about to collapse of its own weight. As >soon as most people decided that health insurance was indispensable, the >prices of services multiplied. It's the insurance which is making >everything so unaffordable. I particularly dislike insuring customary and >routine services, such as routine dental work. Insurance should be for the >unfortunate and unpredictable disasters which happen to a few people, but >not everyone. For instance, houses are insured against fire. The few that >burn are paid for by the premiums from the many which do not. With health >insurance, everyone is going to use the services to a greater or lesser >degree, so they are subsidizing a huge infrastructure to insure for a >predictable loss. > >I think that health insurance should be for catastrophic losses, only; but >I see no hope that the general public will go along with that. > >Susan Kline > >_______________________________________________ >caut list info: https://www.moypiano.com/resources/#archives Greg Newell Greg's piano Forté mailto:gnewell@ameritech.net
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