In article <961003203204_324408371@emout09.mail.aol.com>, Wimblees@aol.com writes >Ken and the list: > >The PTG has an agreement of some sorts with an insurance company for all >sorts of business insurance. They have insurance for your tools, customer's >pianos in your shop, in transit, and at the house, and they have liability >insurance for broken windows, damage to rugs, etc. They even have injury >liability to $1,000,000. > > Dear All, Just out of curriosity is your public liability insureance included in your membership fee or is it something you have to take out separate. The public liability insureance I carry comes included with my membership fee. It consists of two million puunds public liability which has the usual insureance get outs. Also we have a musical instrument insureance for twenty five thousand just in case the frame goes when you are tuning an old piano this also is included with membership fee. Also here you need public liability insureance if you are engaging any work for Local Authorities or Schools. I'm surprised to see that your public liability insureance is only a million dolloars. Does your public liability insureance, not protect you from injury to a third party? i.e. your are rushing down the base of a grand the mono chord breaks and grots the little four year old sat in the corner are you covered? Regards, Barrie. -- Barrie Heaton | Be Environmentally Friendly URL: http://www.airtime.co.uk/forte/piano.htm | To Your Neighbour The UK PIano Page | pgp key on request | HAVE YOUR PIANO TUNED
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