Browse through the text of the proposed legislation. The only reference to a specific dollar amount was to $10,000 cash transactions. I wouldn't worry about $500 gifts, even if they are atypical. www.tidesofchange.org/fulltext.htm If you use a debit card and maintain the bank's minimum required balance, you're being subsidized by others that overdraw their accounts and overcharge their credit cards. Is that fair? Maybe. It all comes down to recognizing and charging for ALL your services to cover ALL your operating costs. Banks do; we should. Carl Root, RPT Rockville, MD
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