Insuring an action

[Farrell]

This is a multi-part message in MIME format.

---------------------- multipart/alternative attachment
I know none of us are lawyers here (yes?), so perhaps there will be no =
definitive answer here. But it seems to me to be pretty far fetched for =
a piano owner to "force you to buy a whole new piano" in a case like =
this. I could certainly imagine an extreme situation where they claim =
that a tech ruined their action - the part they worked on. But if the =
tech did nothing to the case and belly, etc., but remove the action from =
it, how in the world could anyone make a claim for a whole new piano =
stick?

I shudder to think............you don't have any direct experience with =
a case like this.............do you?

Terry Farrell =20
  ----- Original Message -----=20
  From: Wimblees@AOL.COM=20
  To: pianotech@ptg.org=20
  Sent: Sunday, October 28, 2001 7:59 PM
  Subject: Re: Insuring an action


  In a message dated 10/26/01 10:07:03 PM !!!First Boot!!!, =
jbaird@fgi.net writes:=20



    Although I have had many piano actions in my shop before, I would =
like=20
    to hear from others about the amount of insurance that is advisable. =


    I will soon have a 12 year old Steinway L action in my shop. If it=20
    should be destroyed, would the $10,000 Bailees and $10,000 Cargo=20
    coverage I now have through PTG be enough? There's the cost of the =
new=20
    action itself, of course, but then the considerable cost of time =
spent=20
    making the action feel at home in its new host.=20

    Other considerations?=20

    Thanks, John Baird=20



  John=20

  Although the insurance you have might cover the cost of replacing an =
action, in the event the action is destroyed, and you had to buy a new =
one from Steinway, the customer might come back and say the piano just =
doesn't sound and play the way it used to, and force you to buy a whole =
new piano. Therefore, you might want to consider getting a short term =
rider on your present coverage, increasing the amount of insurance for a =
short period of time to cover the cost of replacing the piano. Talk to =
Jerry about this. The cost would be very minimal. Yes, you should also =
ask your customer to check with their insurance to see if the action and =
the whole piano is covered, but I would still get the extra insurance to =
protect yourself. Insurance companies have way of not paying claims if =
they think they can get away with it. For the few dollars it will cost =
you for the rider, it is better to be protected all the way on your own. =


  Wim=20

---------------------- multipart/alternative attachment
An HTML attachment was scrubbed...
URL: https://www.moypiano.com/ptg/pianotech.php/attachments/9d/f4/38/0d/attachment.htm

---------------------- multipart/alternative attachment--