Insurance

gordon stelter lclgcnp@yahoo.com
Tue, 29 Oct 2002 11:24:53 -0800 (PST)


Just a thought: sign crane, or scissors-jack platform.
Both rentable. Get liability waiver!
     Thump
--- "Bradley M. Snook" <bradley@rice.edu> wrote:
> David, it could be a complicated issue because there
> are really four parties
> involved: the buyers, sellers, movers, and the
> insurers. If any damage is
> done during the move, it is naturally the movers
> responsibility to have
> insurance to cover the damage. This assumes that the
> mover is responsible
> for any and all damage; it is often the case that a
> mover will have only
> limited liability (usually only so much per pound).
> If you want full
> coverage for a mistake that they might make, there
> is often a higher premium
> to pay. Piano movers who ONLY do pianos may have
> their insurance set up
> differently, but the point is you need to be aware
> of your actual coverage.
> 
> If a piano is totaled, and insurance pays out on a
> claim, then the piano
> belongs to the insurance company. The sellers would
> keep their money since
> the transaction has already taken place, and the
> buyers would get reimbursed
> by the mover's insurance company. But the situation
> could get really ugly if
> people are unwilling to play nicely.
> 
> HINT: there is something wrong if the movers can not
> answer your question
> properly. Movers damage things all the time; it is
> simply a part of the job.
> 
> Bradley M. Snook
> 
> 
> 
> David Ilvedson:
> I am selling a Stein M and the piano will need to be
> craned out from a 2nd
> story porch.  Question: How does insurance work in
> this case.  i.e. will the
> buyers get their $ back and the mover a broken piano
> if it is dropped from
> the crane?  I am inquiring with movers and they all
> say they've been asked
> this before!
> 
> 
> 
> _______________________________________________
> pianotech list info:
https://www.moypiano.com/resources/#archives


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