I would cover myself for at least $25K, but put it at $30K to really take care of weird stuffs...like hard to get parts, if it's really old out of date parts, or you have to retrofit stuff with new parts. Maybe even $35K for the strangest of situations. It's not that it would cost that much to replace, but you would cover yourself for lots of other things that might go wrong. The cost of insurance might not be that much different for $25K or $50K. As my best friend (Japanese) best-man sez from an old Japanese saying; "Cover your ass before you cover your face"!! Too much isn't a word for peace of mind! It's worth the cost my man! Paul From: "Gerald Groot" <tunerboy3 at comcast.net> To: <pianotech at ptg.org> Date: 01/15/2010 03:55 PM Subject: [pianotech] Action replacement cost I am currently looking around pricing liability insurance. One question that I have wondered is this. Suppose, we were carrying in our possession, a Steinway D action or something similar and we got into a car accident or our we had a fire in our shop totally demolishing the action. Our regular car or house insurance would not cover it, I already asked them that. What, if anyone has a clue, do you think, it would cost to replace it? Labor included? Jer Groot avast! Antivirus: Outbound message clean. Virus Database (VPS): 100115-1, 01/15/2010 Tested on: 1/15/2010 4:54:58 PM avast! - copyright (c) 1988-2010 ALWIL Software. -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://ptg.org/pipermail/pianotech.php/attachments/20100115/34563d90/attachment-0001.htm> -------------- next part -------------- A non-text attachment was scrubbed... Name: not available Type: image/jpeg Size: 14480 bytes Desc: not available URL: <http://ptg.org/pipermail/pianotech.php/attachments/20100115/34563d90/attachment-0001.jpeg>
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