Health/Medical Insurance for Piano Techs?

[David Love]

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In California, the Kaiser system is pretty good considering the =
alternatives.  Independent programs are more expensive than corporate =
(self-employment screw job again), but not totally unreasonable.  For =
myself, wife and two children, with a Delta Dental program, we pay about =
$500.00 per month.  We get discounts on medicines and doctor visits cost =
$15.00 flat.  Kaiser is non-profit (the only type of HMO I would deal =
with).  It is not perfect, but what is these days. =20

David Love
  ----- Original Message -----=20
  From: Erwinspiano@AOL.COM=20
  To: pianotech@ptg.org=20
  Sent: April 12, 2002 8:56 PM
  Subject: Re: Health/Medical Insurance for Piano Techs?


  In a message dated 4/12/2002 10:06:01 AM Pacific Standard Time, =
Pianotoone@AOL.COM writes:



    Subj:Re: Health/Medical Insurance for Piano Techs?=20
    Date:4/12/2002 10:06:01 AM Pacific Standard Time
    From:Pianotoone@AOL.COM
    Reply-to:pianotech@ptg.org
    To:pianotech@ptg.org
    Sent from the Internet=20




      Hi Dick


              Does this cover the Dr. fees such as surgeryfollow up =
care. How extensive is it without reading the fine print? And if I may =
ask How lod are you. I'm 48 with wife and teenagers to cover.
           Tnaks----Dale Erwin



    I wasa able to get health insurance throu Blue Cross and Blue =
Shield.  It only covers hospital stay, but that is 100% coverage.  I =
find that I can pretty well cover Dr calls out of pocket but a multi =
thousand dollar hospital stay is nice to have protected.

    This insurance cost me $114./month

    Dick Day
    Marshall=20




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