money issues - was Fujan lever/lightweight tuning levers

[John M. Formsma]

Sell some stuff - like an ETD and you'll have some extra money. Selling my
Verituner earlier this year paid for my convention trip and allowed me to
buy some tools that were more needed than it was.

 

Yes, it's the bottom of the cycle here too. Usually January is my best
month. Irregular income earners like us should save some of our money for
the lean times of the year. 

 

For instance, I pay myself 75% of my gross income. The rest stays in the
business account to cover taxes, tools, and supplies. This way, we're not
scraping around for $$ when we need to purchase some tools or some other
business item.

 

Then, I have $700/month drafted into my emergency fund (money market
account). I have a 6-month emergency fund so I can live for a while without
earning an income should that ever happen. (Or, if there's a medical
emergency or whatever.) Also, part of that $700/month is being saved for my
next car purchase. We typically pay around $400/month for a car loan, so why
not pay ourselves that every month so we actually have the CASH to PAY FOR a
car when it's needed? I kind of like the idea of saving $2K or more of
interest. You can buy a lot of tools then. ;-)

 

OK, off me soapbox..

 

JF

 

  _____  

From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf
Of Tom Sivak
Sent: Saturday, July 15, 2006 8:17 AM
To: Pianotech List
Subject: RE: Fujan lever/lightweight tuning levers

 

I have a McLanahan (I think...?...I can never remember the Irish name) lever
that I bought at the national institute 3 years ago in Chicago.  It's not
light, but so well-balanced that I feel the same way: it's easier to move
from pin to pin because all the weight is in the handle.  My cheapie antique
lever is the same, though...being a light-weight hammer it's also easier to
move from pin to pin than my Schaff.

 

I'm not posing any of this as anti-Fujan propaganda.  I fully intend to, at
some point, try out the Fujan.  And I fully expect to like it.  That's why
I'm not trying it out now.  I don't have $180 to spend right now.  (I don't
know about your area, but July 4th is the bottom of the cycle here in
Chicago.  Peaks at Christmas time, wanes till July 4th.)

 

Tom




 

-------------- next part --------------
An HTML attachment was scrubbed...
URL: https://www.moypiano.com/ptg/pianotech.php/attachments/20060715/e10c398d/attachment.html