Business Insurance

[Andrew and Rebeca Anderson]

Julia,
Insurance companies must operate by state.  State regulators prevail 
and the state has jurisdiction.  That is the problem a national 
organization has approaching insurance companies.  Which are licensed 
in all states?  On a state by state basis PTG chapters may be able to 
band together and get something like that going.  It would be yet 
another chore but it might be worth the effort...

Andrew Anderson

At 09:54 AM 6/14/2006, you wrote:
>Greetings,
>
>          Yes, I suppose if the PTG members got together and 
> approached an insurance company, they may give us a good rate; 
> perhaps if we can prove that our liability is lower by statistical 
> evidence, perhaps.  Who knows? I doubt it.  For that matter, all 
> the plumbers could get together and do the same. Would insurance 
> companies honor it? How about all the drivers of automobiles as 
> well?  But perhaps since we are a guild, maybe this is a good idea.
>          I have the idea though, that its like any business 
> insurance: namely you approach the insurance company on your own 
> and they sell a policy to you  just as they would an independent 
> plumber or carpenter or something.
>
>        Anyone have more thoughts on this? Perhps we should look into this.
>
>Julia
>Reading, PA
>
>In a message dated 6/8/2006 9:39:05 AM Eastern Standard Time, 
>pianotune05 at comcast.net writes:
>I guess what I meant was, do we receive any special discounts on 
>insurance since we are PTG members, a group rate?
>Marshall
>----- Original Message -----
>From: <mailto:KeyKat88 at aol.com>KeyKat88 at aol.com
>To: <mailto:pianotech at ptg.org>pianotech at ptg.org
>Sent: Wednesday, June 07, 2006 10:43 PM
>Subject: Re: Business Insurance
>
>In a message dated 6/7/2006 9:21:01 PM Eastern Standard Time, 
><mailto:pianotune05 at comcast.net>pianotune05 at comcast.net writes:
>Do PTG members receive discounted insurance rates?
>Marshall
>
>Greetings,
>
>            I think for insurance companies, business insurance is 
> like any other business insurance; the insurance company sees you 
> coming.  When you buy business insurance, you are dealing with an 
> insurance company not the PTG.
>
>Julia Gottshall
>Reading, PA

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